Investment Management and Planning
Wealth management goals vary – from income production to long-term growth to short-term liquidity. Simply put, no two investors are alike.
Since your goals and needs are unique to you, we believe your investment strategy should follow suit. We offer access to a wealth of quality investment opportunities to fit any objective, whether it is growth, capital preservation, income or other goals.
Using our extensive experience with the various choices for your portfolio, we can help guide you toward investments that can be the right fit for your circumstances. In addition to the traditional offerings, we can also provide personalized guidance in implementing sophisticated alternatives. Some examples include:
Alternative investments¹
These investments are designed to diversify your portfolios, offer enhanced return potential and provide access to exclusive investment management talent. Strategies may include real estate, private equity, commodities, managed futures, structured products and hedge funds.
¹Alternative investments involve substantial risks that may be greater than those associated with traditional investments and are not suitable for all investors. They may be offered only to clients who meet specific suitability requirements, including minimum-net-worth tests. These risks include, but are not limited to, limited liquidity, tax considerations, incentive fee structures, potentially speculative investment strategies, and different regulatory and reporting requirements. Investors should only invest in hedge funds, managed futures, structured products, commodities, real estate or other similar strategies if they do not require a liquid investment and can bear the risk of substantial losses. There is no assurance that any investment will meet its investment objectives or that substantial losses will be avoided. Investors should carefully review any offering materials or prospectuses prior to investing.
Tax-managed strategies
Depending on your individual situation, one of the greatest risks to sustaining wealth may be the erosion of net investment gains due to taxes. Considering tax-advantaged strategies can have a significant effect on what you pay and what you keep.
Once your investment strategy is agreed on, we’ll work to implement the recommendations. And to help ensure your allocation and investments remain aligned with your goals and objectives, we will manage your plan and make recommendations when necessary.
Concentrated equity strategies
Family wealth is often concentrated in a single stock, either inherited or earned during a successful business career. If you are in this situation, there are many options available beyond simply selling the stock. Although mitigating the risk of a concentrated equity position can be complicated, we can provide a variety of strategies designed to hedge, monetize, diversify or transfer the position while managing the tax implications. Some of the preferred tools we utilize today rely on sophisticated option strategies, leveraged long-short trading or hedge funds, which we incorporate where appropriate.
Significant wealth events
A significant wealth event can be the result of a planned milestone or an unexpected development. Whatever the catalyst, this type of event is often followed by an array of changes, fresh challenges and exciting opportunities.
A significant wealth event usually requires careful management to help you preserve that wealth, provide income for your lifestyle and help build your legacy. We can help you manage the wealth you receive through:
- Sale of a business
- Sale of real estate or other family asset
- Capital markets transaction (e.g., IPO)
- Substantial inheritance
- Lump-sum retirement payout
- Divorce
- Legal settlement
- Exercise of stock options
- Unexpected financial windfall
- Success as an athlete or entertainer
No matter how wealth is created, it should be carefully managed and preserved to help make it last as long as you need it to. And that’s what we’re here for.
There is no assurance that any investment strategy will be successful. Investing involves risk, and investors may incur a profit or a loss.
Retirement planning
In an era when people are living longer, with the possibility of spending 30 years in post-retirement, we help you plan for a meaningful transition, not an abrupt stop. With the objective of financial independence, we help preserve your wealth and maintain your standard of living through careful planning and disciplined investing depending on how you want to engage in the next phase of your life. We can create a plan for monthly distributions from your portfolio designed to preserve your principal. We can also assist you with longevity planning, required minimum distributions, income planning, tax strategies, proper account titling and beneficiaries, multigenerational wealth transfer, charitable giving, and asset preservation and reallocation.