Risk Management
You have worked hard for your wealth and are committed to safeguarding the fruits of your labor. By taking the necessary steps to help preserve your capital and risk management, you can help ensure the assets you have worked so hard for will be there to support your needs and maintain your desired standard of living.
We strive to identify, analyze and mitigate uncertainty in investment decisions through a vigilant and disciplined approach. We work diligently to uncover “blind spots” and mitigate risks, such as having too much invested in a specific sector or stock, and evaluate life insurance, disability and long-term care to cover risk in the event of disability or early death.
Goal planning and scenario analysis
Using Right Capital, we can tell you how to keep more of what you have. By reviewing your tax returns and bringing that information into our planning process, we can model your real tax picture rather than generic assumptions – surfacing personalized strategies like Roth conversion opportunities, withdrawal sequencing and bracket management across retirement. We also stress-test your portfolio against a range of market scenarios, examining your goals, spending plans and portfolio sustainability across the full picture: markets, longevity, inflation and the IRS. The result is a plan designed not just to survive bad markets but also to generate the after-tax income your goals actually require.
Insurance protection
Insurance can play a key role in protecting your wealth and providing for the ongoing needs of your family. Working with a broad network of insurance partners, we can help you determine the insurance protection best suited to your distinct individual or business requirements from disability and long-term care to term and permanent life insurance. Depending on your specific situation, insurance strategies may also provide tax and wealth transfer benefits.
Document storage
You can use the Cohen Capital Vault to securely store your documents. It is online behind-the-firewall cloud storage that uses multiple layers of digital security.
From financial statements and legal agreements to passports and photos of valuable assets, the vault puts it all right at your fingertips. And with the ability to upload, download and add comments to the files you place in the vault, you can work directly with your advisor from your own computer. You can also grant access to other professionals, such as your attorney or accountant, at your discretion.